Bad Credit: Works in Theory

I haven’t paid a bill in the past, not because I was lazy, didn’t want to, or was bad with financing, but because I was stretched thin and was studying full time plus working at minimum wage. This site, Creditor Watch, ‘names and shames’ customers with bad credit so that company’s don’t inherit bad credit customers. That’s good in theory, but the civil liberties and the privacy of individuals are compromised. I’m a bit miffed by it all.

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